Utah Health Insurance Advisors

Medicare Assistance

Navigating Medicare can feel overwhelming, but we’re here to make it easy! Whether you’re new to Medicare or looking to review your current plan, our experts will guide you through your options and help you find the best coverage for your needs.

GET A Fast & FREE QUOTE

Contact Form

What Is Medicare?

Medicare is a federal health insurance program that helps cover medical costs for people 65 and older, as well as those with certain disabilities or serious health conditions like End-Stage Renal Disease (ESRD) or ALS. It’s designed to make healthcare more affordable, ensuring seniors and eligible individuals get the care they need without the stress of overwhelming expenses. With different plan options available, Medicare helps cover hospital visits, doctor appointments, prescriptions, and more—so you can focus on your health with peace of mind!

Are You Eligible For Medicare?

Approaching 65 years old

Your Medicare enrollment window begins three months before your 65th birthday and extends three months after. Celebrate your milestone by ensuring you’re covered!

Already 65 years old or Older

You qualify if:

    • You or your spouse have contributed to Medicare through your employment for at least 10 years.
    • You’ve been a U.S. citizen or a permanent resident for a minimum of five years.
    • You haven’t started collecting Social Security? No problem! You can still enroll in Medicare.

Under 65 years old with a Disability

You qualify if:

    • You’ve maintained U.S. citizenship or permanent residency for at least five years.
    • You are living with a disability or ESRD and have been receiving disability benefits from Social Security or the Railroad Retirement Board (RRB) for at least 24 months.

Medicare Parts

Understanding Medicare Components

Medicare Part A (Hospital Coverage)

It covers:

Medicare Part B (Medical Coverage)

It covers:

Even with these parts, you still have financial responsibility for things like copays, coinsurance, and deductibles. That’s where Medicare Supplement Insurance can help (details below), filling in the gaps to give you extra coverage and peace of mind.

Medicare Supplement Insurance

Medicare covers the bases, but it doesn’t cover everything—things like copays, coinsurance, and deductibles can still add up. That’s where Medicare Supplement Insurance comes in to help fill the gaps. The good news? Utah Insurance Advisors are experts in MAPD and Supplemental plans, so we can help you find the right coverage to keep your costs low and your care covered!

Get Medicare With Utah Insurance Advisors

New to Medicare or just need a better understanding of your coverage? Utah Insurance Advisors is here to help! We make Medicare simple, so you can get the coverage you need without the confusion. Reach out today!