Medicare Assistance
Navigating Medicare can feel overwhelming, but we’re here to make it easy! Whether you’re new to Medicare or looking to review your current plan, our experts will guide you through your options and help you find the best coverage for your needs.
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What Is Medicare?
Medicare is a federal health insurance program that helps cover medical costs for people 65 and older, as well as those with certain disabilities or serious health conditions like End-Stage Renal Disease (ESRD) or ALS. It’s designed to make healthcare more affordable, ensuring seniors and eligible individuals get the care they need without the stress of overwhelming expenses. With different plan options available, Medicare helps cover hospital visits, doctor appointments, prescriptions, and more—so you can focus on your health with peace of mind!
Are You Eligible For Medicare?
Approaching 65 years old
Already 65 years old or Older
You qualify if:
- You or your spouse have contributed to Medicare through your employment for at least 10 years.
- You’ve been a U.S. citizen or a permanent resident for a minimum of five years.
- You haven’t started collecting Social Security? No problem! You can still enroll in Medicare.
Under 65 years old with a Disability
You qualify if:
- You’ve maintained U.S. citizenship or permanent residency for at least five years.
- You are living with a disability or ESRD and have been receiving disability benefits from Social Security or the Railroad Retirement Board (RRB) for at least 24 months.
Medicare Parts
Medicare Part A (Hospital Coverage)
It covers:
- Hospital inpatient stays and skilled nursing facilities.
- Hospice and respite care.
- Inpatient care in religious non-medical health care institutions.
Medicare Part B (Medical Coverage)
It covers:
- Routine doctor consultations.
- Outpatient treatments, including lab tests.
- Vital services not under Part A, like physical therapy.
- Select home health care provisions.
- Preventive care services.
- Essential medical equipment
Even with these parts, you still have financial responsibility for things like copays, coinsurance, and deductibles. That’s where Medicare Supplement Insurance can help (details below), filling in the gaps to give you extra coverage and peace of mind.
Medicare Supplement Insurance
Medicare covers the bases, but it doesn’t cover everything—things like copays, coinsurance, and deductibles can still add up. That’s where Medicare Supplement Insurance comes in to help fill the gaps. The good news? Utah Insurance Advisors are experts in MAPD and Supplemental plans, so we can help you find the right coverage to keep your costs low and your care covered!
Get Medicare With Utah Insurance Advisors
New to Medicare or just need a better understanding of your coverage? Utah Insurance Advisors is here to help! We make Medicare simple, so you can get the coverage you need without the confusion. Reach out today!